security interest

Romanian translation: garanţie reală

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:security interest
Romanian translation:garanţie reală
Entered by: Olimpiada

19:51 Mar 20, 2009
English to Romanian translations [PRO]
Law/Patents - Law (general)
English term or phrase: security interest
Lessee hereby pledges and assigns to Lessor and grants Lessor a first priority security interest in and a charge over the Security to secure the performance of its obligations hereunder
Olimpiada
Moldova
Local time: 19:05
garanţie reală
Explanation:
first priority security interest - garanţie reală de prim rang; poate fi mobiliară (gaj) sau imobiliară (ipotecă)

Art. 16. - Dacã pãrtile constituie *garantii reale - gaj, ipotecã de prim rang* -, contractele de garantie vor fi perfectate o datã cu semnarea prezentului contract si vor face parte integrantã din acesta.
http://www.dsclex.ro/legislatie/2002/februarie2002/mo2002_14...

In scopul garantarii obligatiilor sale derivand din Contractul de Credit, Debitorul este de acord sa constituie in favoarea Creditorului o *garantie reala mobiliara de prim rang* in conditiile si termenii prezentului contract;
http://74.125.77.132/search?q=cache:W00Ci2G9TyEJ:taxe.oradea...

Security Interest
An interest in real or personal property which secures the payment of an obligation.
....
At common law, security interests are either consensual or arise by operation of law. Security interests that arise by operation of law include judgment liens and statutory liens. The Uniform Commercial Code does not govern most interests that arise by operation of law. *The clearest examples of security interests are the mortgage, the pledge and the conditional sale*. The mortgage involves the situation wherein the mortgagor gives the mortgagee a security interest in a specific asset, which is usually real property. The pledge deals with the situation wherein the creditor takes possession of the property. The conditional sale involves the situation wherein the seller gives credit and takes a security interest. The Uniform Commercial Code ignores differences of form and treats all secured interests in personal property simply as "security interests."
http://www.answers.com/topic/security-interest

What does it mean to perfect a security interest?
Perfecting a security interest means that you have taken all the necessary legal steps and filed all the required papers to establish a lien against someone's property. If you borrow money against your house and sign a promissory note, the lender's security interest is perfected when the mortage or deed of trust is recorded.
http://wiki.answers.com/Q/What_does_it_mean_to_perfect_a_sec...
Selected response from:

Lucica Abil (X)
Romania
Local time: 19:05
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +7garanţie reală
Lucica Abil (X)
4 +1garantie reală imobiliară
Mihaela Sinca
4 +1dobânda de asigurare
Word_Wise
4 +1drept de garanție
Ana Andronache
4drept de gaj
Midland Productions
Summary of reference entries provided
solutia exista in glosar
Anca Nitu

  

Answers


10 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
drept de gaj


Explanation:
security interest
incumbrance
encumbrance

FR droit de sûreté
grèvement
sûreté
charge

(Euro Dictionary)

gaj s. n.
1. bun mobil depus de cãtre un debitor la dispoziþia creditorului sãu drept garanþie pentru plata la termenul convenit a unei datorii; zãlog, amanet. (DEX)

Din cate inteleg, este vorba de un gaj pus asupra unei valori mobiliare (titlu fiduciar - the Security), pentru garantarea indeplinirii unei obligatii a Locatarului.

Midland Productions
Romania
Local time: 19:05
Specializes in field
Native speaker of: Romanian
PRO pts in category: 12
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7 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
garantie reală imobiliară


Explanation:
.

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Note added at 10 mins (2009-03-20 20:01:38 GMT)
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http://www.tesionline.com/intl/preview.jsp?idt=18873

Mihaela Sinca
Local time: 19:05
Native speaker of: Native in RomanianRomanian
PRO pts in category: 64

Peer comments on this answer (and responses from the answerer)
agree  RODICA CIOBANU
12 hrs
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5 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
dobânda de asigurare


Explanation:
(pe care creditorul o primeste de pe urma proprietatii debitorului pentru asigurarea platii unui credit)

--------------------------------------------------
Note added at 13 mins (2009-03-20 20:05:02 GMT)
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Security interest
From Wikipedia, the free encyclopedia
Jump to: navigation, search

A security interest is a property interest created by agreement or by operation of law over assets to secure the performance of an obligation, usually the payment of a debt.[1] It gives the beneficiary of the security interest certain preferential rights in the disposition of secured assets. Such rights vary according to the type of security interest, but in most cases, a holder of the security interest is entitled to seize, and usually sell, the property to discharge the debt that the security interest secures.

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Note added at 16 mins (2009-03-20 20:07:49 GMT)
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Sûreté réelle
Un article de Wikipédia, l'encyclopédie libre.


En droit, une sûreté réelle (security interest ou collateral en anglais[1]) est une garantie offrant à un créancier un droit sur un bien immobilier qui lui permet d'obtenir paiement de sa créance en cas de défaillance du débiteur.

Word_Wise
Local time: 17:05
Specializes in field
Native speaker of: Native in RomanianRomanian, Native in MoldavianMoldavian
PRO pts in category: 52

Peer comments on this answer (and responses from the answerer)
agree  Elena Matei
35 mins
  -> Mersi Matei
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19 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
drept de garanție


Explanation:
www.ecb.europa.eu:

The national central banks may provide liquidity under the marginal lending facility either in the form of overnight repurchase agreements (i.e. the ownership of the asset is transferred to the creditor, while the parties agree to reverse the transaction through a retransfer of the asset to the debtor on the next business day) or as overnight collateralised loans (i.e. an enforceable ***security interest*** is provided over the assets but, assuming fulfilment of the debt obligation, ownership of the asset is retained by the debtor).

Băncile centrale naţionale pot furniza lichiditate prin facilitatea de creditare marginală fie sub forma contractelor repo overnight (şi anume proprietatea asupra activului este transferată creditorului, părţile convenind totodată să inverseze tranzacţia prin retransferarea activului către debitor în următoarea zi lucrătoare), fie sub forma creditelor overnight colateralizate (respectiv se constituie un ***drept de garanţie*** care poate fi executat asupra activelor, dar, sub rezerva executării obligaţiei de rambursare a creditului, activul rămâne în proprietatea debitorului).

Ana Andronache
Belgium
Specializes in field
Native speaker of: Romanian
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
agree  tradetrek: cea mai buna traducere, pentru ca nu stim daca e reala sau imobiliara
3400 days
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2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +7
garanţie reală


Explanation:
first priority security interest - garanţie reală de prim rang; poate fi mobiliară (gaj) sau imobiliară (ipotecă)

Art. 16. - Dacã pãrtile constituie *garantii reale - gaj, ipotecã de prim rang* -, contractele de garantie vor fi perfectate o datã cu semnarea prezentului contract si vor face parte integrantã din acesta.
http://www.dsclex.ro/legislatie/2002/februarie2002/mo2002_14...

In scopul garantarii obligatiilor sale derivand din Contractul de Credit, Debitorul este de acord sa constituie in favoarea Creditorului o *garantie reala mobiliara de prim rang* in conditiile si termenii prezentului contract;
http://74.125.77.132/search?q=cache:W00Ci2G9TyEJ:taxe.oradea...

Security Interest
An interest in real or personal property which secures the payment of an obligation.
....
At common law, security interests are either consensual or arise by operation of law. Security interests that arise by operation of law include judgment liens and statutory liens. The Uniform Commercial Code does not govern most interests that arise by operation of law. *The clearest examples of security interests are the mortgage, the pledge and the conditional sale*. The mortgage involves the situation wherein the mortgagor gives the mortgagee a security interest in a specific asset, which is usually real property. The pledge deals with the situation wherein the creditor takes possession of the property. The conditional sale involves the situation wherein the seller gives credit and takes a security interest. The Uniform Commercial Code ignores differences of form and treats all secured interests in personal property simply as "security interests."
http://www.answers.com/topic/security-interest

What does it mean to perfect a security interest?
Perfecting a security interest means that you have taken all the necessary legal steps and filed all the required papers to establish a lien against someone's property. If you borrow money against your house and sign a promissory note, the lender's security interest is perfected when the mortage or deed of trust is recorded.
http://wiki.answers.com/Q/What_does_it_mean_to_perfect_a_sec...

Lucica Abil (X)
Romania
Local time: 19:05
Specializes in field
Native speaker of: Romanian
PRO pts in category: 420

Peer comments on this answer (and responses from the answerer)
agree  Liviu-Lee Roth
2 hrs
  -> Mulţumesc!

agree  RODICA CIOBANU
10 hrs
  -> Mulţumesc!

agree  Iosif JUHASZ
10 hrs
  -> Mulţumesc!

agree  Cristina Butas
10 hrs
  -> Mulţumesc!

agree  Ada Jones
13 hrs
  -> Mulţumesc!

agree  Cristina Bolohan: in fr. sûreté réelle, http://books.google.ro/books?isbn=9287123136...
16 hrs
  -> Mulţumesc!

agree  Ovidiu Martin Jurj
17 hrs
  -> Mulţumesc!
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Reference comments


1 hr peer agreement (net): +3
Reference: solutia exista in glosar

Reference information:
http://www.proz.com/kudoz/english_to_romanian/law_general/25...
http://www.proz.com/kudoz/english_to_romanian/law:_contracts...

cu context similar

Anca Nitu
Native speaker of: Native in RomanianRomanian
PRO pts in category: 247

Peer comments on this reference comment (and responses from the reference poster)
agree  anamaria bulgariu
29 mins
  -> multumesc
agree  RODICA CIOBANU
10 hrs
  -> multumesc
agree  Ada Jones
16 hrs
  -> multumesc
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