GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | ||||||
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19:51 Mar 20, 2009 |
English to Romanian translations [PRO] Law/Patents - Law (general) | |||||||
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| Selected response from: Lucica Abil (X) Romania Local time: 19:05 | ||||||
Grading comment
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Summary of answers provided | ||||
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5 +7 | garanţie reală |
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4 +1 | garantie reală imobiliară |
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4 +1 | dobânda de asigurare |
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4 +1 | drept de garanție |
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4 | drept de gaj |
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Summary of reference entries provided | |||
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solutia exista in glosar |
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drept de gaj Explanation: security interest incumbrance encumbrance FR droit de sûreté grèvement sûreté charge (Euro Dictionary) gaj s. n. 1. bun mobil depus de cãtre un debitor la dispoziþia creditorului sãu drept garanþie pentru plata la termenul convenit a unei datorii; zãlog, amanet. (DEX) Din cate inteleg, este vorba de un gaj pus asupra unei valori mobiliare (titlu fiduciar - the Security), pentru garantarea indeplinirii unei obligatii a Locatarului. |
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garantie reală imobiliară Explanation: . -------------------------------------------------- Note added at 10 mins (2009-03-20 20:01:38 GMT) -------------------------------------------------- http://www.tesionline.com/intl/preview.jsp?idt=18873 |
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dobânda de asigurare Explanation: (pe care creditorul o primeste de pe urma proprietatii debitorului pentru asigurarea platii unui credit) -------------------------------------------------- Note added at 13 mins (2009-03-20 20:05:02 GMT) -------------------------------------------------- Security interest From Wikipedia, the free encyclopedia Jump to: navigation, search A security interest is a property interest created by agreement or by operation of law over assets to secure the performance of an obligation, usually the payment of a debt.[1] It gives the beneficiary of the security interest certain preferential rights in the disposition of secured assets. Such rights vary according to the type of security interest, but in most cases, a holder of the security interest is entitled to seize, and usually sell, the property to discharge the debt that the security interest secures. -------------------------------------------------- Note added at 16 mins (2009-03-20 20:07:49 GMT) -------------------------------------------------- Sûreté réelle Un article de Wikipédia, l'encyclopédie libre. En droit, une sûreté réelle (security interest ou collateral en anglais[1]) est une garantie offrant à un créancier un droit sur un bien immobilier qui lui permet d'obtenir paiement de sa créance en cas de défaillance du débiteur. |
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drept de garanție Explanation: www.ecb.europa.eu: The national central banks may provide liquidity under the marginal lending facility either in the form of overnight repurchase agreements (i.e. the ownership of the asset is transferred to the creditor, while the parties agree to reverse the transaction through a retransfer of the asset to the debtor on the next business day) or as overnight collateralised loans (i.e. an enforceable ***security interest*** is provided over the assets but, assuming fulfilment of the debt obligation, ownership of the asset is retained by the debtor). Băncile centrale naţionale pot furniza lichiditate prin facilitatea de creditare marginală fie sub forma contractelor repo overnight (şi anume proprietatea asupra activului este transferată creditorului, părţile convenind totodată să inverseze tranzacţia prin retransferarea activului către debitor în următoarea zi lucrătoare), fie sub forma creditelor overnight colateralizate (respectiv se constituie un ***drept de garanţie*** care poate fi executat asupra activelor, dar, sub rezerva executării obligaţiei de rambursare a creditului, activul rămâne în proprietatea debitorului). |
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garanţie reală Explanation: first priority security interest - garanţie reală de prim rang; poate fi mobiliară (gaj) sau imobiliară (ipotecă) Art. 16. - Dacã pãrtile constituie *garantii reale - gaj, ipotecã de prim rang* -, contractele de garantie vor fi perfectate o datã cu semnarea prezentului contract si vor face parte integrantã din acesta. http://www.dsclex.ro/legislatie/2002/februarie2002/mo2002_14... In scopul garantarii obligatiilor sale derivand din Contractul de Credit, Debitorul este de acord sa constituie in favoarea Creditorului o *garantie reala mobiliara de prim rang* in conditiile si termenii prezentului contract; http://74.125.77.132/search?q=cache:W00Ci2G9TyEJ:taxe.oradea... Security Interest An interest in real or personal property which secures the payment of an obligation. .... At common law, security interests are either consensual or arise by operation of law. Security interests that arise by operation of law include judgment liens and statutory liens. The Uniform Commercial Code does not govern most interests that arise by operation of law. *The clearest examples of security interests are the mortgage, the pledge and the conditional sale*. The mortgage involves the situation wherein the mortgagor gives the mortgagee a security interest in a specific asset, which is usually real property. The pledge deals with the situation wherein the creditor takes possession of the property. The conditional sale involves the situation wherein the seller gives credit and takes a security interest. The Uniform Commercial Code ignores differences of form and treats all secured interests in personal property simply as "security interests." http://www.answers.com/topic/security-interest What does it mean to perfect a security interest? Perfecting a security interest means that you have taken all the necessary legal steps and filed all the required papers to establish a lien against someone's property. If you borrow money against your house and sign a promissory note, the lender's security interest is perfected when the mortage or deed of trust is recorded. http://wiki.answers.com/Q/What_does_it_mean_to_perfect_a_sec... |
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